Richmond, CA. February 13, 2012.: Excel Debt Relief, a Silicon Valley-based debt settlement firm, is helping individuals solve a very common problem facing many: debt. Collection agencies, interest rates, and late fees have become well-known terms amongst many households. We believe Excel Debt can offer a solution to the constant phone calls from creditors many encounters on a daily basis.

The U.S. Census Bureau projected the total credit card debt carried by an estimated 183 million cardholders to be approximately $897 billion in 2011. In recognition of this difficulty facing the American population, Excel Debt is offering a simple solution to a complicated problem.

This company is encouraging people to discuss their outstanding debt problems and gain knowledge of the options available to them. Many agencies have falsely offered debt assistance involving up-front costs and a lack of results; hence, people have become extremely skeptical about turning to such companies with their financial problems.

Excel Debt Relief works to "bundle your credit cards into one low monthly payment and be debt-free in twelve to 48 months without high-interest rates," explains Grace Collins, spokesperson for Excel Debt Relief. "We have a team of professionals who works through a legally accurate process to provide promised results."

The focus of this company is to guide individuals and families to financial stability. With years of experience and dedicated and knowledgeable staff, they have helped a countless number of individuals eliminate debt. They analyze each case individually then have their expert negotiation teamwork to reduce the total amount owed. Ultimately, their clients only pay a fraction of the original balance. To make this process easier, a low monthly payment system is set up for clients to pay off the remaining balance.

Their process is simple and easy to understand with a step-by-step guide on exactly what type of results an individual can expect. "We work with our clients to eliminate their current financial problems," states Collins, "we strive to help individuals build a positive and stable future for themselves and their families."

Call toll free at (510) 269-8100 or email at info@exceldebt.com.